Amadeus

Amadeus is the premier underwriting and pricing solution for the student loan industry.In addition to offering state-of-the-art automated pricing, product selection and underwriting capabilities, Amadeus also helps lenders create custom and unique loan products, and to get those products to the market with unparalleled speed and efficiency.

Top Features

Automated Decisioning
Get quick and accurate eligibility, pricing and underwriting answers instantly.  Provide those answers to a borrower web portal, call center application or Overture’s Underwriter Workbench. Create customized credit and pricing policies by channel. Alter pricing and guidelines according to channels, such as direct-to-customer (DTC), individual schools and affinity groups. Create credit-enhanced pools by institution. Deploy credit policy changes at unparalleled speeds.

 

 

Credit Access
Get real-time access to leading credit providers, including Equifax, Experian, TransUnion and Credco just to name a few.  Use borrower criteria such as zip code to pull from the provider where you are most likely to find data. Have access to the the complete bureau dataset not just a few kickouts.

 

 

Risk Based Pricing
Create and manage dynamic risk based pricing using an unlimited number of user-created pricing matrices.  Develop custom score-cards for rating borrowers. Employ champion-challenger credit optimization techniques.

 

 

 

Underwriter Workbench
With UWB view and edit data on screen, take applications over the phone, run decisions, all with a few simple keystrokes. Manage verification requirements and the appeals process. Create unique verification requirements based on factors like credit risk. Offer the option of multiple co-borrowers to help borrowers qualify for loans.

 

 

Amadeus offers the first set of technology capabilities that truly enable policy and process decisions to be entirely owned, operated and managed by the organization, and can be seamlessly integrated with the company’s current web portals, origination systems and point of sale systems, so organizations can dramatically enhance their system capabilities without the cost or risk of replacing existing individual components. 

Doing business in the growing private student loan market doesn’t have to be difficult.  Amadeus makes it easy.